When it comes to credit cards, companies get very innovative while passing on benefits to customers.
Not only do you get access to borrowed money but also, you can avail numerous benefits which save time and money. What’s not to love? We bring to you the best 5 credit cards of 2015!
However, one must bear in mind that all is good with your finance world as long as you are disciplined enough to clear the balance on cards a monthly basis.
Having a planned and organized approach to credit cards will save you from the money sucking black hole called card interest rates.
Once this aspect is taken care of, you can enjoy the various benefits cards have to offer. Cherry on the cake! Here are a few cards with interesting benefits which can indeed help you save.
1 Indian Oil Titanium Citibank Credit Card- It can run your car!
So every time you purchase fuel from Indian Oil, points can be gained! Indian Oil Titanium Citibank Credit Card offers 4 points on purchase of fuel worth INR 150.
These points can be redeemed at Indian Oil for purchasing more fuel. Apart from fuel, the same is also applicable on purchases from Amazon, bookmyshow, jabong and many more. If you spend up to INR 30,000 on this card, an annual fee of INR 1000 is waived off.
2 ICICI banks Coral Credit Card- Your company for movie, shopping and dinner!
Grocery shopping is an unavoidable weekend task! ICICI banks Coral Credit Card offers 4 payback points on every INR 100 spent on this mandatory expense is like an offer which walks up to you.
Additionally, the card also adds up 2 payback points per INR 100 for money spent elsewhere. You also get 2 free movie tickets per month at www.bookmyshow.com! There is also a minimum discount of 15% applicable if you are dining through the culinary treats program.
This card promises all the fun for just INR 500 as the annual fee second year onward and INR 1000 as the joining fee.
3 RBL Bank Platinum Maxima Card – Spend and have more fun!
RBL Bank Platinum Maxima Card offers 5 reward points per INR 100 spent on dining, entertainment, utility bills and fuel and 2 points per INR 100 spent elsewhere.
Points accumulated can be redeemed for shopping, dining, entertainment and travel. It’s raining bonus points with this card since it also offers an annual bonus on spending INR 2 lacs.
For an annual fee of INR 2000 you indeed end up saving a lot while spending.
4 ICICI Bank Sapphiro card – Sign up and fly for free!
A complimentary Jet Airways ticket and 10,000 JPMilesis how Jet Airways ICICI Bank Sapphiro card welcomes you! And if you fly often this is a good choice.
What’s more? A complimentary ticket and 5000 points on renewal. Apart from this miles can be earned every time you fly. Get set and fly with this card which has a joining fee and an annual fee of INR 5000 respectively.
5 SBI Student Plus Advantage Card- Students need this!
SBI Student Plus Advantage Card offers great flexibility of payment. This extended credit period at a very low charge is of great help to students.
The minimum amount due can be paid off and the outstanding can be paid in installments. Apart from this, 2.5% value back is assured on grocery and departmental store spends.
And if you do end up spending atleast INR 35,000 for the year, the annual charge of INR 500 is waived off.We hope the above information can help you save and trigger more money saving ideas in your mind.
Keep looking out for those offers and benefits since some of them can be really rewarding. Be aware, keep yourself updated and keep thinking of new creative ways to save and invest. Good luck!
Curated from 5 Best credit cards of 2015